One main mandatory requirement to be an insurance agent in Texas is that you have an insurance license. There are other requirements like age, history of crime, be a Texas resident, among other things.
Texas insurance license.
To get the Texas insurance license, you must:
- Be 18 years old.
- Be a Texas resident.
- Have not committed any crime.
- Pass the licensure exams for the Texas insurance.
Secure your insurance license.
- Type of insurance license needed.
Insurance professionals commonly apply for the following licenses:
- All lines adjuster.
This license will allow you to investigate and assess a broad range of claims. Such claims include casualty, workers, and property compensation.
- General line. Health, life, and accident.
With this license, you can sell life and health insurance.
- General lines. Casualty and property.
With this license, you can sell a home, commercial, auto, liability, and personal life coverage.
- Prepare for the licensure exams.
It is your responsibility to learn and make preparations before your exam date. There is no pre-licensing course that you are expected to finish to pass the exams. You should prepare well because it is not easy to pass these exams. If an aspiring insurance agent’s company or agency requests it, the agent can get a temporary license before they sit for their exams.
- Book the schedule for the test.
Schedule your examination online on the Pearson VUE’s website 24 hours before your preferred exam date. You can also make a phone reservation by contacting the exam administrator to book a slot.
The following information will be required:
- Legal name.
- Address.
- Phone number.
- Preferred examination date.
- Social security number.
- Date of birth.
- Type of examination.
- The preferred testing location.
- Pass the license exams.
The insurance licensure exams are challenging if you fail to prepare well as it covers a wide range of topics. The requirements include two valid IDs bearing a signature, photo, and government-issued. You must arrive early for the test or have the necessary documents to be allowed to take the test.
- Electronic fingerprint submission and background check.
A background check has to be completed by all insurance license applicants. They will submit their fingerprints for the check. The fingerprinting services are not free hence, you will be required to pay a certain amount of fee. The FBI and Department of Public Safety will check your photo and fingerprints across their database for any criminal charges. If you have felony or misdemeanor charges, you will no longer be eligible for the Texas insurance license.
- Texas insurance license application.
After you have qualified for the background check and passed the exams, apply for the license. You have one year to apply for the license after the test results are released. The license application review process may take between three to five weeks. After a successful application, you will get feedback on its status. Renew the insurance license after two years.
Conclusion.
Texas insurance license is essential to anyone who wants to be an insurance agent. The applicant will be required to pass a background check and ace their exams. The test can be challenging if you fail to prepare. There are three different types of insurance licenses available. Choose one that suits you and start the application process.